Create a Budget
Once you have organized your accounts into a notebook or an excel sheet, set aside the time to track your expenses so that you'd be able to identify where you spend the most should you need to cut back.
Being able to direct and redirect your money will ultimately lead you to a healthier financial and emotional place.
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How to create a budget
- Gather Some Financial Information: gather a detailed list of your income and expenses.
- Select a Budgeting Method: figure out how you’ll budget your money to meet your most pressing financial goals.
- Create Your Budget: tally...
Journal New Budget for One Month
Once you've gone through the first eight steps, monitor your progress by journaling for one month. You can do this by noting everything you spend in a notebook, budgeting apps on your phone or with
Budgeting = creating a plan to spend your money
Budgeting is simply balancing your expenses with your income.
It's a plan for the coordination of resources and expenditures. When you budget your money, there’s a desired outcome. And being able to track your spending should ultimately move you in the right direction towar...
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