Warren Buffett doesn’t invest in technology because he doesn’t understand it. Instead, he invests in banking and insurance. He’s not a tech guy. He invests in what he understands.

38. Invest only in industries you are informed about

Expect optimal performance from yourself and let the chips fall where they may. Put most simply: Do what is right, let the consequence follow.

26. Stop obsessing about the outcome

“I would have saved 10 percent automatically from my paycheck by direct deposit into a savings account earning the best possible interest compounded daily.” — D. Lorinser

30. Save 10 percent or more of your income

“You are the average of the five people you spend the most time with.” — Jim RohnWho you spend time with is incredibly important.

29. Make friends with five people who inspire you

The more you express love (like gratitude), the more other people feel love for you.

18. Say “I love you” 3+ times a day to the most important people in your life

Change freaks people out. It immediately pulls you from your comfort zone. Which is exactly what you need. You’ll often feel like a fraud. But impostor syndrome is exactly what you should be seeking.

35. Make a few radical changes to your life each year

When you practice gratitude, your world changes.People are magnets. When you’re grateful for what you have, you will attract more of the positive and good. Gratitude is contagious. It changes not only your world, but everyone else’s you come in contact with.

50. Spend time reflecting on your blessings at least once per day

Whatever your approach, the goal should be clarity and focus.

2. Pray or meditate morning, mid-day, and night

Very few things in life are just randomly given to you as an adult. In most cases, you need to earn it and/or ask for it.The entire crowdfunding industry is based on making asks.Start making bold and audacious asks. What’s the worst that could happen? They say “No”?What’s the best that could happen?When you don’t ask, you lose by default. And you’ll never know the opportunities you missed out on.Put yourself out there. You’ll be blown away by what happens.

44. Make one audacious request per week (what do you have to lose?)

Ordinary people seek entertainment. Extraordinary people seek education and learning.

3. Read 1 book per week

Waking up early allows you to proactively and consciously design your day. You can start with a morning routine that sets the tone for your whole day.

13. Go to bed early and rise early

Twenty seconds of fear is all you need. If you courageously confront fear for 20 seconds every single day, before you know it, you’ll be in a different socio-economic and social situation.

11. Do something everyday that terrifies you

You’ll be blown away by how much more connected you feel to your loved ones when you can give them your undivided attention.

9. Fast from the internet 24 hours once per week

Taking the time to spontaneously — as well as planned — helping other people is one of the greatest joys in life.As <a href="https://www.lds.org/general-conference/2008/10/finding-joy-in-the-journey?lang=eng&_r=1">Thomas Monson</a> has said, “Never let a problem to be solved become more important than a person to be loved.”

12. Do something kind for someone else daily

Like all the other habits, fasting gets easier with practice.asting is also one of the most recognized techniques in religious and spiritual practices.

8. Fast from all food and caloric beverages 24 hours once per week

People are instinctively cooperative and generous.When you want to say “I love you,” to a loved one, just do it. Don’t think about it.Paralysis by analysis is dumb. And Malcolm Gladwell explains in Blink that snap-decisions are often far better than well-thought out ones.

45. Be spontaneously generous with a stranger at least once per month

<a href="http://dailyhealthpost.com/8-medically-based-reasons-to-consume-coconut-oil-every-day/">Coconut oil</a> is a healthy alternative to caffeine. Eating a small amount will give you a shot of energy without the side-effects.

23. Consume a tablespoon of coconut oil once per day

Every decision has opportunity cost. When you choose one thing, you simultaneously don’t choose several others.We must define success, wealth, and happiness in our own terms because if we don’t, society will for us — and we will always fall short. Our lives will be an endless race for the next best thing. We’ll never experience contentment.

36. Define what wealth and happiness mean to you

What are the things you absolutely must do before you die?The death-bed mentality is the only way to live. Stop pretending you’ll live forever.

6. Make a bucket list and actively knock items off

Relaxation is crucial for success. People approach their lives like a workout without rest breaks.

27. Give at least one guilt-free hour to relaxation per day

“Whatever the mind can conceive and believe, the mind can achieve.”If you don’t believe in your dreams, the chances of them happening are slim to none. But if you can come to fully know the things you seek will occur, the universe will conspire to make it happen.

25. Choose to have faith in something bigger than yourself, skepticism is easy

Juicing is an incredible way to get loads of vitamins and nutrients from fruits and vegetables. These nutrients can:<ul><li>Help protect against cardiovascular disease, cancer and various inflammatory diseases</li><li>Guard against oxidative cellular damage from everyday cellular maintenance and exposure to chemicals and pollution.</li></ul>

24. Buy a juicer and juice a few times per week

Refined sugar has now been shown to make us cranky, make us make rash decisions, and make us stupid.Like caffeine, if you stop eating refined sugar, you will experience some negative withdrawals.

7. Stop consuming refined sugar

The messages of handwritten letters impact deeper and are remembered longer than electronic messages.Handwritten messages are so powerful that people often keep these notes for a long time. Sometimes a lifetime.

46. Write and place a short, thoughtful note for someone once per day

If left untreated, gum disease can be a risk factor for heart disease, diabetes, and a high body mass index.Yes, not flossing can make you fat.Not only that, but it greatly reduces bad breath.

48. Floss your teeth

Cold water triggers a wave of mood-boosting neurochemicals which make you feel happy.Just do it for 60–90 seconds, then get out. You’ll be very pleased.

15. Replace warm showers with cold ones

Don’t be surprised as your habit of graciously saying “thank you” turns into even more to be thankful for.

17. Say “Thank you” every time you’re served by someone

When you detox from the toxic filth that is public news, you’ll be startled as your worldview becomes radically more optimistic.

10. Stop consuming the news or reading the newspaper

We’ve become so high-paced in the world that everything we do is on the go. We’ve forgotten what it means to just be with our loved ones.It doesn’t matter if it’s breakfast, lunch, or dinner. Eating together creates a sense of community like nothing else.

49. Eat at least one meal with your family per day

Research has repeatedly found that when behavior is tracked and evaluated, it improves drastically.It’s best to track only a few things. Maybe just one at a time.

41. Track at least one habit/behavior you’re trying to improve

You will never find a better personal development seminar or book than marriage. It will highlight all of your flaws and weaknesses, challenging you to become a better person than you ever thought possible.

5. Marry the person you love

When you wake up and put yourself, not other people first, you position yourself to win before you ever begin playing.

34. Check your email and social media at least 60–90 minutes after you wake up

There is always a faster way than you originally conceive. Actually, goal-setting can slow your progress and diminish your potential if you rely too heavily upon it.

21. Decide where you’ll be in five years and get there in two

While all of that untapped energy gets removed, a new wave of positive energy comes into your life. You can use that energy in more useful and productive ways.

22. Remove all non-essentials from your life (start with your closet)

Use this technique and you’ll be consuming as much information as you once consumed caffeine.

20. Listen to audiobooks and podcasts on 1.5 or 2x speed, your brain will change faster

Sleep is just as important as eating and drinking water. Despite this, millions of people do not sleep enough and experience insane problems as a result.

14. Get 7+ hours of sleep each night

Paying rent is like working hourly. You get money while you’re on the clock. When you’re not on the clock, you get no money. Earning equity is like having residual income.

33. Buy a small place rather than rent

<ul><li>In a free-market economy, anyone can make as much money as they want.</li><li>Your background, highest level of education, or IQ is irrelevant when it comes to earning money.</li><li>The bigger the problem you solve, the more money you make.</li><li>Expect to make lots of money. Think BIG.</li><li>What you focus on expands. If you believe in scarcity, you’ll have little.</li><li>When you create incredible value for others, you have the right to make as much money as you want.</li><li>You’re not going to be discovered, saved, or made rich by someone else. If you want to be successful, you have to build it yourself.</li></ul>

37. “Change the way you feel, think, and act about money” — Steve Down

It’s a no-brainer. If you’re not drinking the healthy amount of water each day, you should critically assess your priorities in life.

32. Drink 64–100 ounces of water per day

Eating protein first decreases your white carbohydrate cravings. These are the types of carbs that get you fat. Think bagels, toast, and donuts.Protein-rich foods keep you full longer than other foods because they take longer to leave the stomach. Also, protein keeps blood-sugar levels steady, which prevents spikes in hunger.

19. Consume 30 grams of protein within the first 30 minutes of waking up

71 percent of bed makers consider themselves happySomething so simple. Yet, when you make your bed first thing in the morning, you knock-off your first accomplishment of the day. This puts you in a mindset of “winning.”

43. Make your bed first thing in the morning

It’s not your choice if people choose to forgive you.

28. Genuinely apologize to people you’ve mistreated

Your 20 seconds of daily courage will most consistently involve saying “no” to stuff that doesn’t really matter. “No more yes. It’s either HELL YEAH! or no.” — <a href="https://sivers.org/hellyeah">Derek Sivers</a>

16. Say “No” to people, obligations, requests, and opportunities you’re not interested in from now on

This habit will change your life. Your journal will:<ul><li>Clear your emotions serving as your personal therapist</li><li>Detail your personal history</li><li>Enhance your creativity</li><li>Ingrain and enhance your learning</li><li>Help you get clarity on the future you want to create</li><li>Accelerate your ability to manifest your goals</li><li>Increase your gratitude</li><li>Improve your writing skills</li></ul>

4. Write in your journal 5 minutes per day

No matter your skill-set and interests, you can put a business in place that runs 24/7 even while you’re sleeping, sitting on the beach, or playing with your kids.An entrepreneur is someone who works for a few years like no one will so they can live the rest of their life like no one else can.

39. Create an automated income source that takes care of the fundamentals

31. Tithe or give 10 percent of your income away

However, most wealthy people’s income comes from multiple sources.With a few short years of intentional and focused work, you can have several income streams.

40. Have multiple income streams (the more the better)

We’ve become so dependent on caffeine that we use it to simply get back to our status-quo. When we’re off it, we under perform and become incapable.After a few days without caffeine, you’ll develop confidence in your ability to function without it.

1. Stop consuming caffeine

Many people have horrible relationships with their parents.Growing up can be tough and sometimes our parents make horrible decisions that negatively impact us.If your parents are still around, rekindle those ties or increase the flame. You’ll find enormous joy in those relationships.

47. Become good friends with your parents

“If you have more than three priorities, then you don’t have any.” — Jim Collins

41. Track at least one habit/behavior you’re trying to improve

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Noticing changes in behavior

Laughing at Yourself

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