Level 5 (Student Loans)

Student loans have gained the notion of "good debt" at this level. It's not about buying something but investing in your future. Education leads to a high-paying job. However, the reality differs.

• In 2025, over 44 million Americans owe student debt, which is over $1.7 trillion (more than Australia's GDP).
• At 18/19, students are convinced to take a six-digit loan for their career
• With a degree, comes income. But job opportunities often fall short.
• Even if you graduate, the average paying time is 20 years