Building an agency is as very risky. It involves significant administrative burden, expenses (like salaries and real estate), and a constant pressure to secure work to cover costs.
Agencies can easily take on too much work and recruit based on peak loads, leading to difficulties and potential losses when work decreases, as it's hard to lay off employees quickly.
While it can lead to different kinds of opportunities and scaling, it moves the individual away from the core execution, which might not suit everyone.
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